For rated & unrated veterans

The rating you actually earned is probably higher than what you're being paid.

In under 60 seconds, see every condition you qualify for, the correct combined rating, and exactly how much monthly compensation you're leaving on the table.

Nothing filed on your behalf Never stored in our servers Not connected to the VA
2026 RATES
If your rating moved from 0% → 100%
$ 45,975 .60 /yr
Tax-free compensation at 100%, single veteran, no dependents.
0%30%60%90%
New monthly
$3,831 + $3,831 / mo
More per year
$45,976 from 0% → 100%
1 in 3
veterans are rated below what their record actually supports
$3,831
2026 monthly rate at 100% (no dependents) — tax-free
< 60s
to see your potential rating & comp estimate
Find the money on the table

Upload your medical record. See what you're actually owed in under 60 seconds.

Drop in your DoD medical record. We map every condition to the right diagnostic code and show you the rating — and monthly comp — the VA should arrive at.

Ready to analyze
Reading record… parsing conditions… locally on your device.
Processed on your device Under 60 seconds $24.95 — one-time
100% money-back guarantee. If you don't find what you're looking for, we'll refund you — no questions asked. Request a refund →
The math nobody shows you

A 10‑point rating change isn't 10% more money. It's often double.

The VA uses "combined rating" math — not simple addition. Small percentage jumps at the top of the scale unlock huge monthly increases. This is why a correct claim matters.

Combined rating
Monthly
Annual
vs. 40%
40%
$755
$9,060
baseline
60%
$1,395
$16,740
+$7,680 / yr
80% Median jump
$2,044
$24,528
+$15,468 / yr
90%
$2,297
$27,564
+$18,504 / yr
100%
$3,831
$45,972
+$36,912 / yr
Figures use 2026 VA compensation rates for a single veteran, no dependents. Backpay is calculated retroactively from your effective date — often the date you first filed.
How it works

Under 60 seconds. No account. No lawyer.

STEP 01

Upload your medical record — or build your case from scratch

Drop in your DoD medical record PDF. We parse it locally in your browser: nothing leaves your device. No record? Use the rating calculator and add conditions by hand.

STEP 02

See every condition, the correct combined rating & your monthly

We map each finding to the correct diagnostic code, apply the bilateral factor and combined-rating table, and show you the number the VA should arrive at.

STEP 03

Know what to file — and what it's worth

Export a plain-English report: the conditions you missed, the evidence that supports each, and the backpay it may unlock. Take it to a VSO, an accredited rep, or file it yourself.

Real increases

What a correct rating actually looks like.

Composite profiles based on typical user outcomes. Names changed. Math is real.

40% 80%

"I had a knee, tinnitus and a sleep apnea claim the VA kept denying. The report laid out the secondary connections in plain English. Took it to my VSO, filed three supplementals, and got to 80% with $14k backpay."

D
Derek, 11B veteran · Army
70% 100%

"I didn't know the bilateral factor even existed. VeteranCalc re-ran my ratings with the factor applied and flagged an IU claim I qualified for. Went to 100% P&T eight months later."

M
Marisol, CS/IT · Air Force
0% 50%

"I separated in 2017 and never filed — figured my hearing and back were 'just aging.' Report showed six conditions I had service-connection for. First claim landed at 50%. Easiest money I ever filed for."

R
Ray, diesel mech · Marines

VeteranCalc does not guarantee any outcome. Ratings are determined by the VA based on medical evidence. We estimate what your rating should be under current regulations — whether the VA grants it depends on your record and evidence.

Try the rating calculator

Tap in your current ratings. See your real combined number.

The VA doesn't add percentages — it combines them using a whole-person formula. Most veterans calculate this wrong. Here's the math, live:

VA‑combined rating
0%
Monthly
$0 /mo
Annual
$0 /yr
2026 rate · single vet · no dependents
Your ratings

Click a percentage to add it to your stack. Try 40, 30, 20 to see combine math in action.

10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Your stack
Ratings you add will stack here.
Add a rating to see the combine math.
The VA's "whole-person" formula: start at 100% efficiency. Each rating, largest first, reduces what's left by its percentage. Combined rating = 100% − remaining efficiency, rounded to the nearest 10.
Common questions

Straight answers.

Can't I just ask my VSO?

Absolutely — and you should. But VSOs have limited time per veteran. This report gives them a fully organized, CFR-cited package so your appointment becomes a strategy session instead of a data intake.

Is my data private?

Your PDF is extracted in your browser and the text is sent to our API for analysis. We never store your file or your health information. Once your session ends, the data is gone.

What if my record is a scanned image?

Scanned-image PDFs have no extractable text. You'll need a text-based export from AHLTA, HAIMS, or your MTF — the same format you'd request for a FOIA or records release.

Is this legal / medical advice?

No. This tool provides an educational analysis based on publicly available VA rating criteria. It is not a substitute for legal or medical advice, and it does not file claims on your behalf.

You earned the rating. See what it's actually worth.

Under 60 seconds, no account. The only thing you lose is not knowing.

Check my rating → How it works
No signup · No VA contact · Files stay on your device

Tweaks